Florida is the riskiest state to get into a car accident
That's the results of a Wallet Hub study, which ranked states on how safe they are for drivers' wallets.
The study looked at state insurance policies, how much liability insurance drivers must have, whether personal injury protection is required and whether they protect against uninsured drivers.
Florida came in dead last for those rankings. It only requires $10,000 for minimum bodily injury coverage per person, $20,000 for bodily injury coverage per accident and $10,000 for property damage coverage per accident.
Florida does have personal injury protection, but does not require medical payments coverage or uninsured motorist coverage for bodily injuries or personal damage. And 23.8 percent of Floridian drivers are uninsured, according to the study.
Up north, the news is better for drivers. Maine, North Dakota and New York have the best protection for drivers. Maryland and New Hampshire tied for fourth.
California, Mississippi, New Mexico and Oklahoma round out the bottom of the list with Florida. Oklahoma has the most uninsured drivers at more than 25 percent.
See story in the Jacksonville Business Journal
Okay, Floridians if you are under insured or not sure if you have the proper coverage, it may be time for an insurance checkup.
Remember, you deserve more than 15 minutes or less! At least we think so.
EMERGE INSURANCE AGENCY
Cecil Williams -
Emerge Insurance Agency
5991 Chester Avenue, Suite 103
Jacksonville, FL 32217