When you’re driving down the road and a vehicle in front of you kicks up a rock or other debris, do they have to pay for the damage to your vehicle?
Rocks and other types of road debris break windshields, damage vehicles and injure people every day. An AAA Foundation for Traffic Safety reports over a period of four years road debris caused over 200,000 accidents resulting in 500 deaths and 39,000 injuries, with 2/3 of the accidents caused by debris falling off vehicles and 1/3 of accidents caused by debris kicked up from the road.
Since road debris and falling objects cause so many accidents, as precaution you should:
To reduce your financial loss from debris hitting your vehicle, purchase Comprehensive coverage (physical damage other than from a collision). Comprehensive coverage includes glass coverage, and in many States you have the option for no or a lower deductible for glass damage.
EMERGE INSURANCE AGENCY
Cecil Williams -
Emerge Insurance Agency
5991 Chester Avenue, Suite 103
Jacksonville, FL 32217