Many times it's not what you are doing to your vehicle. Sometimes it's what you aren't. When it comes to your vehicle small oversights can become very costly repairs quickly. However, many repairs can be avoided with the implementation of a few maintenance routines.
Wash Your Car- This isn't just about having the cleanest car on the block. From bird droppings, to sand from that trip to the beach elements begin to wear at the paint on your vehicle. Keeping your car washed helps prevent rust and corrosion, as well as oxidized paint.
Check your Fluids- Many people when asked know to do this, however they often forget. Failure to check fluids can sometimes lead to overheating. Making sure to keep all fluids are topped off is key to having a smooth running car.
Don't Ignore the Tires- Tires can sometimes be misleading. Because they look fine many times they are not regularly checked on. All tires lose a little air as time goes by, that's why it's important to check your tire pressure monthly. Usually a sticker can be found on the drivers side door jam telling you the recommended pressure.
Keep an Eye on Your Belts and Hoses- Making sure your belts and hoses are in good shape is key in keeping a well running car. Snapping a serpentine belt can cause a number of your vehicles systems to fail like your air conditioning, power steering, and alternator. To keep a well running car make sure to have your belts and hoses checked at each oil change.
It doesn't take a lot to make sure your car is running in its best shape. A little extra attention to a few things under the hood can help you avoid the repair shop, and keeping a clean car can help you get top dollar if you decide to sell or trade it in.
EMERGE INSURANCE AGENCY
Many Florida residents have gone through a hail storm or two, and they know it can cause damage to your roof making it unlikely to survive into old age like it would somewhere else. Many insurance companies have figured this out and are looking to cut their losses. According to the National Insurance Crime Bureau Hail-Related claims increased 84% between 2010 and 2012.
There are a few things you can do to find out if your insurer is out to cut your hail claims. It's important to check for changes in your renewal policy. Things like refusing to cover roofs of a certain age (like 10 years). Or doing roof inspections that note the condition and age of the roof before issuing a policy
The largest disadvantage to consumers are insurers who pay actual cash value rather than replacement value for roof damage. If you have cash value roof coverage your roof claim will be discounted by your insurance company based on how old your roof is.
There are a few things you can do to protect yourself. After storms don't respond to offers claiming you can get a free roof. Also only let reliable, and experienced contractors examine your roof. It is also wise to speak with an independent insurance agent who can look over your coverage and you give other coverage options.
EMERGE INSURANCE AGENCY
Cecil Williams -
Emerge Insurance Agency
5991 Chester Avenue, Suite 103
Jacksonville, FL 32217