from EMERGE INSURANCE
What Am I?
I Am Life Insurance and I will pay...
Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you've made your family when you are gone.
Don’t leave the future of you and your loved ones to chance. EMERGE INSURANCE AGENCY can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs.
Life Changes. Your Policy Should Too
For each of our neighbors in Florida, the right life insurance will be unique and dependent on personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may require a policy “tune-up” include:
What You Need to Know
EMERGE INSURANCE AGENCY can help you select the best life insurance coverage for your needs. There are several different types of life insurance products available – the most common include:
Furthermore, term life insurance is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
What type of life insurance is best for you? Speak with us at EMERGE INSURANCE AGENCY. We can assist in identifying the best protection for you.
Advantages of Life Insurance
Having the right life insurance is essential to planning for your present and your future. Not only can life insurance provide assurance for your family after you are gone, many life insurance options offer other benefits and investment opportunities you can take advantage of while you are living.
Life Insurance Death Benefit - When you pass away, your life insurance provides income (tax-free) to your named beneficiary or beneficiaries that can be used to pay funeral expenses, debt, tuition, estate taxes, or virtually any financial need. Your policy can help provide security for your business as well, by enabling partners to buy out the interests of a deceased partner and prevent a forced liquidation.
Living Benefits - The cash value growth of a permanent (whole) life insurance policy is tax-deferred, meaning you do not pay taxes on the growth of cash value, unless money is withdrawn. Loans or withdrawals can be taken against the cash value of a permanent life insurance policy to help with expenses, such as college tuition or the down payment on a home.
The right life insurance coverage for each of our customers in the Jacksonville area is unique. Speak with us at EMERGE INSURANCE today to find out how to protect your family and your future with the right life insurance.